On the website of our company, you could read news of payday loans more than once that in our country, and indeed in the whole world, financial crimes more and more often go to the online environment. With the help of the World Wide Web, banking organizations make it easier for us to work with our own funds. But at the same time, on the Internet, you should always be alert when you want to transfer money to a friend or pay for a purchase on the site. But what could be the danger if you plan not to pay for the service, but, for example, take a loan? It’s all about information. Malefactors on the network differ from criminals on the street in that they do not take money from you right away, but steal your personal data in order to earn money on them in the future. So, how to take a payday loan, a loan or transfer your data on the Internet?
The dark side of the internet
Most of us (people of middle age and older) do not understand what lies behind this term. But nowadays it is strongly recommended to understand the principles of the World Wide Web and the processing of your personal data in it. After the attackers steal someone else’s data, they need someone to sell them to make money on it. And the buyer either uses the information for personal gain, or will sell it further.
In America, not so long ago there was a massive failure of the major information system and the personal data of 145 million Americans were in danger. This incident showed the world how important it is for large companies and individuals to think seriously about protecting their data on the Internet.
The dark side of the Internet is something like a secret virtual club. This is a certain network of certain sites on which stolen information can be sold. Visitors to such sites hide their IP addresses with the help of special software and thus remain impersonal. According to some reports, this club takes up only 3% of the entire world wide web. But such a small club can cause great damage. If a thief buys your data in the dark web, he or she can wreak havoc on your finances. Open, for example, a credit card in your name, but without your knowledge.
How to take a Payday Loan on the Internet
In order to steal your personal data, cybercriminals most often publish websites very similar to microfinance companies or even banks on the Internet. The visitor goes to the site and fills out a questionnaire of a potential borrower. His data go to the attackers and are used at their discretion. Also, if the site is not reliably protected, you can intercept the information entered in the form or questionnaire fields from it.
Recently, another problem has emerged – gift cards. They, as a rule, are not as secure as bank ones and sometimes it is enough to choose a combination of digits of a card in order to steal money from it. In addition, you should not connect your bank account to such a card – it may suffer.
But this is only the tip of the iceberg. Unfortunately, even data from extremely cautious people are endangered and can fall into the dark web. The fact is that cunning hackers are constantly coming up with new schemes for stealing other people’s personal data.
To properly take a payday loan on the Internet, you need to be extremely careful. And it is worth starting with checking your credit history in order to detect an error in the document in time. After that, be sure to strengthen your passwords on the Internet and change them as often as possible.
Check the site before you leave your personal data on it. The original site of the existing microlending company is highlighted on the search page of Yandex with a green sign. This is a confirmation that the site belongs to an organization that is in the register of Payday Loans of the TLI Bank. Then, when you went to the site, make sure that the https: // protocol is available. This is a special protocol that protects the transmitted data, both from the site and on it.
Be careful, do not save passwords – enter them every time manually. Recheck this or that site before entering map data or any other. Increase your own chances of not being on the dark side of the Internet.